From email and cloud storage to crypto wallets and online subscriptions. Here’s how to inventory and document digital assets so they’re not lost.
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Digital assets are easy to overlook because they don’t come with a file folder. But for many households, digital access is the key to banking, records, and even income. A good estate plan includes a secure way to list what exists and who to contact.
In practice, most digital-asset problems show up as “nobody can log in” during a stressful time. Your goal is not to store passwords everywhere. It’s to document the system you use and how your executor can recover access.
Avoid storing raw passwords in plain text. Instead, document where the credentials are securely stored and who should receive access, and keep recovery details up to date.
Nico Banda
Fiduciary Specialist
Nico focuses on practical, real-world estate planning, helping South African families turn complex decisions into clear, actionable plans that stand up over time.
