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    Financial TipsAsset ProtectionDocumentation

    Digital Assets in Your Estate Plan (South Africa): What to List and How to Organise It

    From email and cloud storage to crypto wallets and online subscriptions—here’s how to inventory and document digital assets so they’re not lost.

    Kuda MhizhaJanuary 10, 20267 min read

    Digital assets are easy to overlook because they don’t come with a file folder. But for many households, digital access is the key to banking, records, and even income. A good estate plan includes a secure way to list what exists and who to contact.

    In practice, most digital-asset problems show up as “nobody can log in” during a stressful time. Your goal is not to store passwords everywhere—it’s to document the system you use and how your executor can recover access.

    What to include in your digital inventory

    • Primary email accounts (used for password resets)
    • Cloud storage (Google Drive, iCloud, OneDrive)
    • Banking apps and investment portals (provider + account identifiers)
    • Password manager details (provider + access approach)
    • Crypto wallets/exchanges (platform + where recovery info is kept)
    • Subscriptions and domain names (what must be cancelled or renewed)

    A simple, safe structure

    • Use a password manager (or a single secure place) instead of scattered notes
    • Store recovery codes securely and keep them current
    • Document who should receive access and when
    • Keep a short “digital inventory” list that points to the secure source of truth

    Security note

    Avoid storing raw passwords in plain text. Instead, document where the credentials are securely stored and who should receive access, and keep recovery details up to date.

    About the author

    Kuda Mhizha

    Software Engineer

    Kuda leads engineering and security—building privacy-first systems and dependable tooling so your plan stays accessible, accurate, and safe over time.

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